Welcome To
NBP Funding
Fast, flexible business purpose funding from $5,000+ Real Estate & Business Funding Made Simple
100% FREE Pre-Approval
We specialize in providing efficient nationwide business purpose funding. From real estate investors to business owners - we're here to elevate your financial journey.
100% Fix & Flip Funding Now Available Nationwide
We currently have 100% Fix & Flip funding available nationwide to qualified investors.
Current Loan Rates & Terms
Last updated: December 27, 2024
Interest Rates
7–14% APR
Loan Amounts
$75,000–$5,000,000+
Term Lengths
12–36 months
Min. Credit Score
680+
Funding Speed
Average 5-30 business days
Most Popular Products:
Disclaimer: Rates and terms are typical ranges and subject to change based on creditworthiness, loan amount, property type, and other factors. Contact us for a personalized quote tailored to your specific situation.
Loan Requirements
Review our straightforward qualification criteria to see if you're a match for our funding programs.
- Most brick-and-mortar businesses nationwide
- Minimum 1 month in business (some products/industries require 3+ months)
- Credit score: 550+ (some require 560+)
- Monthly revenue: $10,000+ (some require $15,000+)
- Physical address or long-term lease (no home-based businesses)
- Homeowners may qualify for better rates/terms
- Approval as fast as 24 hours
- Property must be held by an entity
- Borrower must have previous real estate experience
- Minimum credit score: 680
- 20–30% of total loan amount available in business banking account
Pro Tip: Having a clear exit strategy and documented experience significantly increases approval chances for real estate loans.
Checking eligibility does not affect your credit score
Comprehensive Business Purpose Loans & Funding Solutions
We provide tailored financing including real estate investment loans, working capital, and equipment financing to meet your diverse business needs nationwide.
Property Types
Loan Types
Response Time: 24-48 business hours with rates & terms
Funding Purposes
Business Types
Response Time: 24 business hours with information & options
Combined Industry Experience
Our team at NBP Funding brings over 20 years of combined expertise in business purpose funding and real estate lending. Trust the professionals who know the industry inside out.
Benefits of Private & Hard Money
Experience the advantages that set us apart from traditional lending
Business Funding Solutions
Residential Real Estate Investment Funding
Restaurant & Food Service
Commercial Real Estate Investment Funding
Medical & Healthcare
Retail & Storefronts
Food Trucks & Mobile Business
Construction & Development
Aviation & Aircraft Financing
Dispensaries & Cannabis Industry
Faster Approval Process
Quicker approval compared to traditional banks. Perfect for time-sensitive opportunities.
Flexible Terms
More flexibility in loan requirements and repayment structures tailored to your needs.
Unique Properties
Finance unconventional or distressed properties with high potential returns.
Get the Best Rates & Terms
Follow these strategies to secure optimal financing conditions
Build Relationships
Develop strong relationships with lenders by demonstrating reliability and professionalism.
Provide Collateral
Offer valuable assets to secure more favorable rates and loan terms.
Increase Creditworthiness
Strong credit history improves your negotiating position for better rates.
Pre-Approval Checklist
Get prepared for your FREE pre-approval application. Here's everything you'll need to provide.
Fast Response
Get rates & terms within 24-48 hours
No Credit Pull
Pre-approval won't affect your credit score
No Obligation
Get pre-approved with zero commitment
Business Purpose Funding Checklist
From $5,000 and up • 24-hour response time • Minimum credit score 575
- Full legal name
- Contact information (email, phone)
- Business legal name
- Type of business (Restaurant, Retail, Medical, etc.)
- Business address and state
- Requested loan amount ($5,000 minimum)
- Purpose of funding (equipment, inventory, payroll, etc.)
- Approximate monthly business revenue
- Personal credit score (minimum 575 preferred)
- Time in business (how long you've been operating)
- Does your business have a physical location?
- Business city and state
- Brief description of how funds will be used
- Current business challenges or goals
- Pre-approval is 100% FREE with no obligation to proceed
- We do NOT pull your credit during the pre-approval process
- Minimum credit score of 575 preferred (we may work with lower scores)
- Additional documentation may be requested after pre-approval
- Fast approval - typically within 24 business hours
While not all are required for pre-approval, having these ready can speed up the final approval process
Ready to Get Pre-Approved?
Complete your FREE pre-approval application in minutes. No credit pull, no obligation, no cost.
Funding Across Multiple Industries
From aviation to real estate and beyond - we support diverse business sectors nationwide
Residential Real Estate Investments
Commercial Mixed-Use
Restaurants
Food Trucks
with long term lease
Commercial Vehicles
Storefronts
Hair Salons
Coffee Shops
Dispensaries
Liquor Stores
Pet Stores
Grooming, Boarding, Motels
Mechanic Shops
Towing Companies
Car Wash Business
Medical/Dental
Aviation
Planes, Private Jets, Helicopters
Entertainment
Clubs, Bars, Dance, Events
Hotels/Motels
Catering Services
Bakeries
Night Clubs
Don't see your industry? Just ask!
We're constantly expanding our services to meet your needs
Available in All 50 States
Business purpose funding available coast to coast
No matter where you are, we're ready to help fund your next project
Partner With NBP & Get Paid
Join our growing network and earn generous commissions while helping businesses succeed
Ready to Join Our Team?
Apply now to become a partner and start earning commissions
Zero experience needed. Share our business and earn recurring income every time we work with your referrals.
Commission-based independent contractor position with bi-weekly payouts.
Commission-based position focusing on real estate investment loans.
Take your business to the next level. After 5 closed deals, gain full access to our process and lenders.
Benefits of Using a Broker vs Direct Lender
Discover why working with a broker can be your strategic advantage
These benefits make a broker a valuable partner in securing the best financing
Note: All Brokers & Loan Officers must apply and register with NBP Funding annually (renew January 1st or after each year)
Got Questions? We've Got Answers
Find answers to common questions about our funding services
Need More Answers?
Use our AI assistant to generate additional FAQs tailored to specific aspects of our services
Still Have Questions?
Our team is here to help! Contact us directly for personalized assistance.
Ready to Get Started?
Connect with us today and take the first step toward funding your dreams
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We are consistently improving & updating our services
Check back regularly for updates, special offers, and additional information!
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